Your financial data never leaves your device.

Answer a few questions about your money and get a Financial Health Score, a plain-English read on five areas, and a prioritized plan, all computed in your browser. One-time $59.95, no account, and nothing you type is ever sent anywhere.

  • Your Financial Health Score across 5 scored categories
  • A prioritized action list, a 90-day plan, and a PDF report
  • Every calculation runs in your browser; nothing is transmitted

There is no advisor on the line, no subscription, and nothing sold against your spending data. Pay once, then re-run your checkup any time your finances change, on your device and offline.

Buy the report See a full sample report

One-time $59.95 · no account or login · works offline

Secure checkout by Stripe. Sold by BLD Business Ventures, Conyers GA.

The Finance Health Report dashboard: an overall Financial Health Score of 73 out of 100, grade B ('Healthy, minor tune-up'), with category scores for Debt Payoff 95, Cash Flow 81, Investment Allocation 71, Retirement Projections 60 and Emergency Fund & Insurance 56, a bar chart comparing them, a financial snapshot of headline numbers, a top-3 priorities list, key takeaways, a 90-day action plan, and a ranked list of all action items.

Your device nothing sent to a server

How it works

  1. 1
    Buy once

    One payment through Stripe Checkout. No account, no subscription.

  2. 2
    Get your Order ID

    It arrives in your Stripe confirmation email. It's your key to the app, instead of a password.

  3. 3
    Unlock the app

    Enter the Order ID once. It's verified, then remembered on your device.

  4. 4
    Plan, offline

    Everything from here runs in your browser, even with no connection.

More than a score

Downloadable PDF report

A 10-section report with a Top 10 Action Items list and your 90-Day Action Plan.

90-Day Action Plan

The dashboard turns your gaps into dated 30 / 60 / 90-day phases.

Try it with sample data

One click loads a realistic household so you can see every screen before entering a number.

Backup & restore

Export and import all your data as a JSON file. Portable, and still never sent anywhere.

Install & go offline

Installable as an app on desktop or mobile, fully functional with no connection.

Dark or light theme

Switch themes any time from the in-app settings.

12 planning tools, one Financial Health Score

Core ($59.95) is the Financial Health Score and its 5 scored categories. The 7 tools marked Bundle come with the Bundle ($79.95).

Cash Flow

See exactly where every dollar goes each month.

Debt Payoff

Avalanche vs. snowball, side by side, with a real payoff date.

Investment Allocation

Portfolio allocation and drift from your target mix at a glance.

Retirement Projections

Are you on track for the retirement age you want?

Emergency Fund & Insurance

Emergency fund runway and insurance gap check.

Bundle Net Worth Tracker

Track your net worth trend and milestones.

Bundle Financial Goals

Prioritize and fund every savings goal in order.

Bundle Financial Comparisons

Model two financial decisions side by side.

Bundle Sensitivity Analysis

Stress-test a comparison across every time horizon and find the breakeven.

Bundle Financial Screener

A quick three-fund portfolio allocation check.

Bundle FIRE Calculator

Financial-independence number, Coast FIRE, and years to FI.

Bundle Tax Savings

A tax-strategy checklist against current-year IRS limits.

Privacy is the whole design, not a footnote

No account
No login, no password to manage or leak.
No bank-linking, ever
Every number you see is one you typed in yourself.
Stored only on your device
Your financial data lives in your browser's local storage. It is never sent to any server.
Works fully offline
After your first visit the app runs with no connection. Installable on desktop or mobile.
Purchase Verification
Only your Order ID, sent once, to verify your purchase.

Finance Health Report vs. the alternatives

Most planning tools are either a single free calculator, a subscription that links your bank, or software you can only get through a paid advisor. Here's where a one-time, private, offline app fits.

Criteria Finance Health ReportFree web calculatorsBudgeting apps (YNAB, Monarch)Advisor software (RightCapital, MoneyGuidePro)
Price $59.95 one-time ($79.95 Bundle)Free$70–100 / year$120 – $1,400+ / year, usually advisor-billed
What you get Financial Health Score, 5 scored categories, 12 planning tools, a prioritized action list, 90-day action plan, 10-section PDF reportOne calculator at a time; no score, no saved planTransaction tracking and budgets, some net-worth historyFull planning suite, but normally only through a paid advisor
Where your data lives Only in your browser, never sent to a serverNothing saved, or tied to an accountCompany cloud, with bank-account linkingCompany cloud, with bank-account linking
Bank-linking required No, not everNoYes; it is the core mechanismYes, or an optional aggregation add-on
Account / login None; one Order IDUsually noneYesYes
Works offline Yes; installable app, no connection neededNoNoNo
Downloadable report Yes; a 10-section PDF with a 90-day planNoCSV export onlyYes, advisor-generated
Ongoing cost None (optional $19.95/yr only for updated tax limits)NoneRecurring subscriptionRecurring subscription
Substitute for a professional? No; educational planning onlyNoNoNo; pairs with an advisor

This table is for orientation. Verify a major financial decision with a licensed advisor, CPA, or attorney. See our Disclaimer.

Pricing

Core

$59.95 one-time

Your Financial Health Score and the 5 scored category analyses (Cash Flow, Debt Payoff, Investment Allocation, Retirement Projections, Emergency Fund & Insurance), plus your prioritized action list, a 90-day action plan, and a downloadable PDF report.

Buy Core
Best value

Bundle

$79.95 one-time

Everything in Core, plus 7 more tools: Net Worth, Goals, Comparisons, Sensitivity Analysis, Screener, FIRE Calculator, and Tax Savings.

Buy Bundle

Already bought Core? Add the other 7 tools for $29.95 any time. Buying the Bundle up front saves $9.95. Tax rules change yearly, so owners of the FIRE and Tax Savings tools can optionally refresh the IRS figures for $19.95/yr; your saved data is never affected.

Finance Health Report is an educational planning tool, not financial, tax, or legal advice. It does not know your complete financial picture and cannot replace a licensed financial advisor, CPA, or attorney. Consult a qualified professional before making financial decisions.

Your numbers computed on your device, and they stay there.

Buy the report See a full sample report

One-time $59.95 · no account or login · works offline

Secure checkout by Stripe. Sold by BLD Business Ventures, Conyers GA.